Services

I Specialise in 3 Integral Parts of Your Finances

Investments

Ranging from any short-term to long-term mandate.

Insurance

Which includes cover for the events of death, disability, or severe illness.

Will & Testament

Drafting, finalisation, and safe storage of your final will and testament.

Client Feedback

“PJ has given me sound advice, and he has a mean golf swing!”
Cornel van Heerden
Cornel van Heerden
Lawyer
“Thanks again PJ for helping me figure out my will and testament.”
Lise-Marie Heyns
Lise-Marie Heyns
Business Analyst
“Our growth & financial knowledge has improved in leaps & bounds with PJ.”
Randall Dickinson
Randall Dickinson
CEO
"PJ has become my Finance-Guru. He takes time to explain the best possible solutions and has made me and saved me financially"
Keeva Ramiah
Keeva Ramiah
Sales Support Manager
"PJ is the most responsive and pro-active financial advisors I've had the privilege of handing my business to."
Anton Richter
Anton Richter
General Manager

Investments

I offer a range of investment accounts that are suitable for different financial goals, from saving for longer-term needs, to meeting your shorter-term objectives.

Unit Trusts

Start and stop debit orders at any time. Withdraw without any penalties.

Tax-Free Savings

The same as a unit trust except: No tax on interest, dividends or capital growth.

Endowments

The five-year investment plan that everyone is talking about.

Education Plans

Worried about affording your child’s tertiary education one day? Start saving effectively towards this goal.

Retirement Annuities

Contributions are tax deductible. All interest, dividends & capital growth are tax-exempt.

Pension Fund

Retired, resigned or retrenched? Reinvest your pension or provident fund to avoid paying tax on withdrawal.

Insurance

Insurance is an important financial tool. It can help you live life with fewer worries knowing you’ll receive financial assistance after a disaster or accident, helping you recover faster.

Life Cover

Cover debt and your family’s life expenses if you are not there to provide for them with your income.

Income Disability Cover

Cover your income in the event of you not being able to earn an income.

Lump Sum Disability Cover

This vital coverage helps you pay off debt and additional expenses immediately.

Dread Disease Cover

A lump sum amount that pays you at diagnosis of a severe illness such as cancer & coronary artery disease.

Education Cover

Education cover pays your child’s school and tuition cost until the age of 24 if you pass away or become disabled.

Retrenchment Protection

Have you been employed for at least 2 years? Cover your income for 6 months if retrenched.

Wills & Testaments

Sleep well at night knowing your internationally accepted final written will & testament is kept safe by professionals.

Internationally Accepted

Your South African will appoints an international executor who is able to wind up international assets.

Free & Safe Storage

Secure storage of your Final Will & Testament at no cost to you.

Free Drafting

Your customised will is drafted free of charge.

Select Executor

Option of choosing the executor of your estate. Mitigate the risk of your loved ones having to deal with a state-appointed executor.

Lower Executor Fees

Executor fees are charged at lower rates than industry standards.

Insure Fees of Estate

Have the option of a policy that covers the executor & legal fees of your estate.